EMPLOYEE INSURANCE OPTIONS
Anyone can apply for insurance, even if your salon or spa doesn't offer benefits.
Select the benefits you would like for you and your family.
Customize your own benefits package.
Salon & Spa Insurance Benefits provides a broad portfolio of insurance options for owners, employees, renters and contractors. Anyone who is working in a salon, spa or wellness center can apply for coverage. This includes stylists, massage therapists, estheticians, bodyworkers, makeup artists, nail professionals, receptionists, managers, and coordinators. If you are an owner, there is no cost to you to offer benefits to your staff. An excellent insurance program will help you retain your valuable staff while attracting new professionals. Each person chooses and pays for the insurance coverage that best meets their individual needs.
Disability Insurance If you have ever looked into disability insurance, you may have realized that this type of insurance is just about impossible to find for a salon or spa professional and even harder to find if you are a sole proprietor. Our disability insurance should be just what you have been looking for, and applying for coverage is very easy. Disability insurance provides you with monthly income in the event of an illness, injury, surgery, maternity leave and pregnancy complications. You are covered 24/7, both on and off-the-job. Select your monthly benefit amount from $400 – $6,500. Maternity leave is covered nine months after the policy effective date. Rates start at $4 a week. SEE HOW MUCH INCOME YOU MAY QUALIFY FOR >
Life Insurance This policy provides financial protection for you and your family. We can help you customize a plan, so you have enough life insurance to provide security for your family. Choose from term, universal, and whole life insurance.
Professional Liability Insurance This policy provides essential protection and peace of mind from claims arising from injuries to other people or damage to their property. Accidents happen. Clients sue. Easily protect your current and future earnings with this important coverage. Apply for liability insurance today and your policy can start tomorrow. Rates start at $199 a year.
Accident Insurance This policy provides benefits for emergency medical treatment, hospitalization, death, or dismemberment due to an accidental injury. Rates start at $3 a week.
Cancer Insurance This policy provides cash benefits in the event of a diagnosis of cancer, to help you and your family maintain financial security in the event of a cancer diagnosis. Rates start at $8 a week.
Critical Illness Insurance This policy provides a lump sum benefit to help you and your family maintain financial security during the lengthy, expensive recovery period of a critical illness such as a heart attack, stroke, or cancer. Rates start at $4 a week.
Dental Insurance This policy provides benefits for services from annual checkups and preventative treatment, to major restoration and repair. Examples of covered services include benefits for X-rays, fillings, and crowns. There are no waiting periods for preventive care. We have several plans for you to choose from, including our most popular plan which provides two free cleanings and free x-rays every year. Select your dentist from an extensive national network. Apply for dental insurance today, and schedule your first free cleaning as soon as tomorrow. Rates start at $3 a week.
Vision Insurance This policy provides benefits for an annual eye exam, frames, lenses, and contact lenses. Apply for vision insurance today and you can schedule your annual eye exam as soon as tomorrow. Rates start at $2 a week.
Coverage may not be available in all states; product benefits vary by state. Policies have exclusions and limitations that may affect benefits payable. For cost and complete details, please speak with your representative.