FAQ's

HOW LONG HAS SALON & SPA INSURANCE BEEN WORKING WITH THE BEAUTY INDUSTRY?

We have been helping salon and spa professionals for 19 years.

ARE INSURANCE BENEFITS AVAILABLE IN ALL STATES?
Yes, most plans are, however, products may vary by state. Please call us and we will be able to let you know if the plan you are looking for is available in your state.
 
WHY SHOULD I GET MY COVERAGE THROUGH SALON & SPA INSURANCE?
We are the only company that services and specializes in providing insurance to salons and spas throughout the U.S.
We work very closely with you and educate you on your options, customize your plans to fit your budget, and are always here to assist you with claims too.
CAN I BE DECLINED FOR COVERAGE?
Yes. Some policies may require underwriting, while others may not. Please call us and we will let you know the specifics on the policy you are interested in.
CAN I COVER MY FAMILY?
Yes, certain plans are available for your family as well. Please call us and let us know which plans you would like to add family members to.
WHAT ARE THE RATES?
Rates will vary according to how each person customizes their plan. Please call us and we will 
provide you with a quote.
CAN I STILL APPLY FOR COVERAGE IF I WORK IN A SALON OR SPA AND I AM NOT THE OWNER?
Yes, everyone can apply for coverage including educators, receptionists and administrative staff.
WHAT SERVICES DOES SALON & SPA INSURANCE PROVIDE TO INDIVIDUALS?
Whether you currently have benefits or not, we can assist with quotes for all of the plans that we have available in your state. In addition, we can do comparisons of coverage and rates to see if we can save you money. We will educate you on the plans that you would like to learn more about, assist you with applying for coverage, and are here to help you with claims too.
WHAT SERVICES DOES SALON & SPA INSURANCE PROVIDE TO BUSINESSES?

Whether you have a benefits department or not we will handle all aspects of your benefits program including researching insurance plans, negotiating with insurance carriers, handling the entire benefits enrollment and assisting with claims.

HOW CAN OFFERING INSURANCE BENEFITS HELP MY BUSINESS?
An excellent benefits program will help you retain your valuable staff, while attracting new professionals.
WHAT IF I ALREADY HAVE MY OWN INSURANCE OR CURRENTLY OFFER INSURANCE TO MY STAFF?

If you currently have benefits, learn how you can enhance your existing benefits program and possibly save money too.

ARE ANY EMPLOYER CONTRIBUTIONS REQUIRED?

No, all benefits are 100% paid for by your staff.