If you were unable to work due to a sickness, injury, surgery, pregnancy complications or maternity leave, would you be able to pay your normal everyday expenses and maintain your lifestyle? A disability can occur at anytime and in an instant your income could drop significantly.
If you have ever looked into disability insurance, you may have realized that this type of insurance is just about impossible to find for a salon or spa professional and even harder if you are a sole proprietor. If you happen to have come across a plan, you may have been disappointed with how it did not meet your needs due to extremely long waiting periods, low monthly benefit amounts, denial of coverage due to your age, or the lack of coverage for pregnancy complications and maternity leave. However, our disability insurance should be just what you have been looking for, and applying for coverage is very easy.
Below are some highlights of the plan and an income chart, so you can see how much income you may qualify for.
Your Annual Gross Income
Your Monthly Disability Benefit
Coverage may not be available in all states; product benefits vary by state. Policies have exclusions and limitations that may affect benefits payable. For cost and complete details, please contact a representative.