Disability Insurance
If you become unable to work due to a sickness, injury, surgery, or maternity leave, would you be able to pay your everyday expenses and maintain your lifestyle? A disability can occur any time, and in an instant your income could drop significantly. PROTECT YOUR INCOME TODAY >
Below are some of the plan’s highlights and an income chart, so you can see how much tax-free income you qualify for.
- Rates start at $4 a week
- Choose your tax-free monthly benefit from $400 – $7,500
- Rates do not increase as you age
- Rates do not increase if you file a claim
- Your disability benefits are not taxable—it’s completely tax-free!
- You are covered 24/7 both on and off-the-job
- Applying for coverage is simple and only takes 15 minutes. CONTACT US > and we will help you to apply.
- Apply today to be covered for the first of next month.
- Payments are simple; your credit card will be billed on the first of the month.
- There is no contract—you can cancel anytime
- You must be working at least 25 hours per week to apply for coverage
- Pre-existing conditions are covered one year after the policy effective date
- Short waiting period of 7 – 14 days
- Receive 100% of your disability benefit if your incident occurs outside of work
- Receive 50% of your disability benefit if your incident occurs while at work
- Maternity leave is covered 9 months after the policy effective date. You can file a claim if you give birth after 9 months of having your policy.
- Your monthly benefit is based on your gross income (before taxes and expenses). This qualifies you for a higher monthly disability benefit.
Below are approximate weekly rates. Your rate may be lower or higher and will be determined once you customize your plan to meet your needs. Rates are based on age, state, benefit period, and elimination period. Contact us and we will instantly provide you with your exact rate. You can select any monthly benefit that you would like up to your annual gross income limit. As your income increases you may apply for a higher monthly benefit if you would like to.
If you are on a cell phone, please turn your phone horizontally to see columns display properly.
Your Annual Gross Income
- 150,000
- 140,000
- 130,000
- 120,000
- 110,000
- 100,000
- 90,000
- 80,000
- 70,000
- 60,000
- 50,000
- 40,000
- 30,000
- 20,000
- 10,000
Your Monthly Tax-Free Benefit
- 7,500
- 7,000
- 6,500
- 6,000
- 5,500
- 5,000
- 4,500
- 4,000
- 3,500
- 3,000
- 2,500
- 2,000
- 1,500
- 1,000
- 500
Your Approximate Weekly Rate
- 45.00
- 42.00
- 39.00
- 36.00
- 33.00
- 30.00
- 27.00
- 24.00
- 21.00
- 18.00
- 15.00
- 12.00
- 9,00
- 6.00
- 3.00
Coverage may not be available in all states; product benefits vary by state. Policies have exclusions and limitations that may affect benefits payable. For cost and complete details, please contact a representative.